Specialty Insurance

See the risks others miss

Fluence extracts nuanced risk signals from the written content of submission packs - turning ambiguous language and overlooked patterns into quantifiable indicators of policy performance.

Schedule a demo

Specialty submission packs contain a goldmine of predictive risk intelligence, hidden in the narrative itself.

Fluence helps underwriters identify statistically significant loss indicators buried in these narratives, using their own underwriting history to reveal what truly drives portfolio performance.

Deeper understanding

Expose hidden risk signals in submission packs

Fluence turns unstructured submission narratives into clear, data-backed risk indicators tied to your actual loss experience.

Converts scattered documents into consistent risk evaluations with over 85% correlation to actual outcomes

Builds proprietary “actuarial tables of language” that quantify how words signal loss propensity, severity, and litigation exposure

Flags subtle but critical risk patterns that manual reviews miss or are too nuanced to identify on a case by case basis.

AI Implementation of the Year

Insurance Insider Honours 2025

AI Implementation of the Year

Insurance Insider Honours 2025

Asian woman contently working on computer

Better underwriting

Make smarter calls and build relationships

Fluence doesn’t just predict losses. It reveals which aspects of a client's operations are driving risk, giving underwriters a way to guide brokers and insureds on practical improvements, not just pricing.

Provides tailored portfolio guidance so you can balance appetite, steer clear of distressed accounts, and identify proactive steps to mitigate future losses.

Helps insurers become true partners to brokers and clients by offering insights that keep businesses trading, simplify renewals, and build long-term trust.

Competitive edge

Turn risk selection into strategic advantage

Early adopters gain a first-mover advantage in landing quality business. Fluence gives underwriters a deeper view of qualitative exposures, tracking signals others can’t quantify.

Reduce exposure to unsound or deteriorating risks through proactive risk monitoring and mitigation.

Spot high-value opportunities sooner, outpacing competitors on marginal risks.

Improve portfolio balance with evidence-based visibility on emerging trends and early signs of distress.

Large pointy building symbolic of competitive edge