Fluence, the British-Swiss deeptech company, has won AI Implementation of the Year at the Insurance Insider Honours 2025 after its technology revealed a persistent blind spot costing Lloyd’s insurers an estimated £74–100m in margin annually.
The Insurance Insider Honours are among the most respected awards in the global specialty insurance market, judged by an independent panel of senior executives and experts. Fluence was praised as “a pragmatic, measurable and transparent tool delivering genuine real-world impact” and recognised for its “unique claims modelling capability” and “ethical design.”
Specialty insurers typically review less than one per cent of the million-plus words in each submission pack, leaving the strongest signals of risk and profitability hidden. Fluence processes these documents in under ten seconds, mapping language against historical loss outcomes to generate clear, auditable risk signals.
